Our Services
Financial Coaching
Are you not making the headway on your bills that you want, or are falling behind more and more each month?  I can help with that.  Are you facing foreclosure, behind on payments, looking at bankruptcy or have collectors calling you?  I can help by giving you information those issues also. 

Are you out of debt and ready to start investing and want someone to help sort out your options?  

Overall, during a financial coaching session I will first get to know you and your financial goals and dreams.  I will work with you to help you find your next step in building your financial house.  
I can give you general information or we can look at recommendations for your budget, and DEP (Debt Elimination Plan)  ​​
We can talk about possible ways to lower expenses to excellerate your DEP and reach your goals even quicker. 

My financial coaching sessions can be done at your house, at another agreed upon location or by phone/skype.  And ALL information is kept strictly confidential.  

*** Note -- If you are married or in a long term relationship where you share financial obligations, it is mandatory that both partners are at the financial coaching sessions.  You must both be on board with the financial plan for it to work well.  BOTH partners must be open and honest about all finances.  They also must both:  know the plan, agree with the plan, and both be willing to stick to the plan or it will not work.   ***
(please see "Your Obligations" below session/package descriptions)

I offer several different levels of financial coaching.  They differ mainly on how many times and how often we meet.  
What is a financial coaching session?

Regular First Session

Monthly Follow Up Session



A first session is approximately an hour. 
I get to know you and your goals and dreams.
We then discuss your monthly cash flow plan and can work on your budget, building your emergency fund, and make your DEP or any other financial issue you want or need to talk about.
Follow up sessions are up to 1 hour.
We look back on your progress since the last session 
and evaluate how it went and see if any changes
need to be made.
We then can discuss any other issues that have come up or need to be discussed.

Ultimate Package

Premium Monthly Package


(Recommended)

The Ultimate Package includes a regular first session, plus up to 6 follow up sessions
structured to your liking.
For example:
These can be structured as 3 weekly
follow up sesssions followed by
 3 more monthly follow up sessions.

 The Premium Package includes a regular first session 
plus 3 follow up sessions. 
During these sessions we talk about how things are going since the last session.  We will talk about your wins and opportunities so far and how we can make 
​your finances even better.  


Your 
Obligations
 

These sessions are an investment in you and your family's future.
You will get out of these sessions what you put into them.  
If you come prepared and ready to take an active role in the sessions and your finances, you will succeed with growing your finances and building your financial house.  
Things you need to do:

  • Before the session -- fill out the pre-session forms to the best of your ability and have them sent back at least 48 hours before we are to meet.
  • Please make child care arrangements ahead of time as your undivided attention is appreciated.
  • Come to the session on time and have an open mind.
  • Actively participate in the session -- Your input is important!
  • ​Do any post session "homework" that is assigned.